Annuities
Just what is an annuity?
An annuity is a contract between you and an insurance company. In exchange for your money, the insurance company guarantees a certain rate of return, amount of income, or both. An important part of an annuity’s guarantee is the financial strength of the insurance company - and we only work with the best. Since we are independent agents, we are able to choose between several insurance companies to find an annuity that best suits your needs.
What types of annuities are available?
There are many types of annuities, but only two basic categories: fixed and variable. Adams & McReynolds offers only fixed annuities because of the strength of their financial guarantees. In over ten years, not one of our fixed annuity clients has lost a single cent in value due to market losses.