If you are just getting started - or are a long-time investor - Ralph McReynolds, Independent Advisor Representative, can provide you with a portfolio review - without sales pressure - and in plain English - so you can make more informed decisions. Ralph believes knowledge is power, and while nobody can help you time the market, Ralph can help you consider how your personal timing should impact your overall investment strategy. Contact Ralph today to learn about a personal portfolio review, how a group retirement review can benefit your business, or about our strategic partner and its investment strategies.
Through Ralph, Adams & McReynolds has strategically aligned ourselves with Regal Investment Advisors to access a world class wealth management solutions and in turn help you achieve your financial goals and objectives. A collaborative, team oriented portfolio management process is employed to construct and manage your account. Ralph is responsible for helping you select the appropriate model based on our in-depth understanding of your unique situation. He is also relied upon to review with you the investment process and results on an ongoing basis as well as to make the necessary portfolio model changes when your personal circumstances change.
The Dividend Plus Strategy was developed by Regal Investment Advisors to provide investment income to high net worth investors seeking advanced opportunities. The Dividend Plus Strategy derives its income from a broad index, dividend based ETFs, time-tested dividend paying stocks and selling covered call options. A minimum investment of $250,000 is required. When using this strategy, capital appreciation is a secondary objective to generating income. Clients should expect and likely will experience market fluctuations. As in all securities investing there is a risk of loss, including the potential loss of principal value.
Many investors don't have the resources or the time to buy individual stocks. The beauty of mutual funds is that you can invest as little as $2,500 (account minimum) in one fund and obtain instant access to a diversified portfolio. There are many different types of mutual funds analyzed by the Regal team who selects the "best of class" and places the different mutual funds into a single portfolio. The diversification allows you to build a diversified portfolio - all according to your own definition of risk tolerance and all with layers of due diligence and oversight on your investments.
Historically, asset classes have taken turns outperforming each other. By diversifying your investments among different classes you may help lessen the effect of market volatility in your overall portfolio and may increase your performance over time. Contact Ralph today to learn why diversity is one of the most important investment decisions you can make.